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This award was issued on 02/01/2026 by Five Star Professional (FSP) for the time period 05/15/2025 through 12/03/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1329 Sacramento-area wealth managers were considered for the award; 82 (6 % of candidates) were named 2026 Five Star Wealth Managers.
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment. adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints. filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.
The Certified Financial Fiduciary® (CFF) is a professional designation awarded by the National Association of Certified Financial Fiduciaries (NACFF), established in 2018 in response to growing consumer demand for financial advisors who are clearly and demonstrably committed to acting in their clients' best interests. The CFF is one of only 11 designations out of more than 200 listed on FINRA's website to have achieved third-party accreditation. The designation is accredited by ANSI (American National Standards Institute) and is ISO-certified.
To obtain the CFF designation, candidates must: 1. Possess a professional financial certification, designation, or license — such as securities, insurance, or accounting credentials — or a combination of education and experience deemed satisfactory by the NACFF Advisory Council; 2. Successfully complete an eight-module training curriculum covering the fiduciary standard and its evolution, ERISA and Department of Labor regulations, the Best Interest Standard of Care, fiduciary responsibilities for securities and insurance professionals, and the development of a holistic fiduciary practice; 3. Pass a comprehensive final examination administered by the NACFF; 4. Pass a full background check and be in good standing with all state and federal license requirements; 5. Agree to uphold the NACFF Code of Conduct, committing to always act in the client's best interest regardless of the type of advice being given. Maintenance of the designation requires 10 hours of continuing education annually.
The CFF designation is not issued or endorsed by FINRA. Holding the CFF designation is not a guarantee of future investment performance, nor does it ensure that the designee will always act in a client's best interest in every circumstance. The designation does not constitute legal or regulatory certification of fiduciary status under any specific federal or state law. For more information, visit www.nationalcffassociation.org.